Most of us have missed a deadline once (ok, maybe twice) in our life. Maybe we turned a paper or school project in late. Maybe we missed a great deal on plane tickets by this much, maybe we just plum forgot something. For example, to pay our taxes. Maybe that deadline we forgot was (*gulp*) filing our past year tax returns. Now what do you do?
Fortunately, past year tax returns can be filed at any time during the year.
Really. Here’s why: (more…)
There are a few financial documents everyone should have in their home. A copy of their lease (or mortgage). A pay stub. Credit card bills. Investment documents. And the last few years of past tax returns. In fact, with that last item, you don’t even need some of the first ones. That’s because your old tax returns are among the most valuable financial documents you have. They can even save you up to 20% on loans!
Why is that? What makes a past tax return so important?
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How many times have you just forgotten to do something? With all out responsibilities, it’s easy to lose track of some of them. Maybe you didn’t write down that doctor’s appointment. Maybe you were an hour late to a dance recital. Maybe you forgot to pay past year taxes. The last one is more common than you think–and is also the most detrimental the longer you wait.
Fortunately, you can still file past year taxes. And even more fortunately, you’re still eligible for a refund! In fact, most people who haven’t paid their old taxes are due a refund. Here’s why:
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No!
If you’re the average American taxpayer, statistics show that you’re likely to miss a filing deadline at some point in your life. This happens for a lot of reasons: work, vacation, or financial. But if it happens to you (and if it’s happened this year) the first thing you need to do is stop panicking. It’s never too late to deal with past tax returns–you just have to do what you’re doing!
So what do you do when you realize you have some past tax returns?
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